Tag Archives: US

JP Morgan’s Bankruptcy plan threatens America’s financial stability

Financial observers have been sounding the alarm on the U.S. banking system. But a recent letter from the Federal Reserve to JPMorgan Chase, the largest U.S. bank, should impress on skeptics the gravity of the situation.

In an April 12, 2016 letter to JPMorgan Chase‘s CEO and chairman James Dimon, the Federal Reserve expressed its unhappiness over “a deficiency” in JPMorgan’s “wind-down plan”.

A bank’s “wind-down plan” is also called its living will. “Wind-down” is a euphemism for bankruptcy, “wind-down plan” thus refers to a bank’s plan in the event of bankruptcy.

The letter, which has passages blacked out or redacted, begins by saying that on July 1, 2015, the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation (FDIC) — henceforth referred to as “the Agencies” — received from JPMorgan Chase & Co. (JPMC) its “annual resolution plan” (2015 Plan).

In reviewing JPMC’s 2015 Plan, however, the Agencies determined that the bank’s plan “is not credible or would not facilitate an orderly resolution under the U.S. Bankruptcy Code.”

The Fed specifically identifies several deficiencies in JPMorgan’s bankruptcy plan, including the problem of liquidity. As the letter puts it:

“JPMC does not have appropriate models and processes for estimating and maintaining sufficient liquidity at, or readily available to, material entities, or for estimating its liquidity needs to fund its material entities during the resolution period…. JPMC’s liquidity profile is vulnerable to adverse actions by third parties.”

The term “material entities” refers to JPMC’s branches in the U.S. and abroad. Put in simple English, the Federal Reserve says it is skeptical about JPMC’s ability to have the capital or cash on hand to maintain its branches during the “bankruptcy resolution” period. That, in turn, means that JPMC simply does not have the cash to pay all its customers should they demand to withdraw their deposits.

It is bad enough that, in the judgment of the Federal Reserve, JPMorgan does not have the needed liquid capital to pay its depositers. Ominously, on page 11 of the letter, the Fed states there could be “systemic effects” if JPMorgan does not properly address the “deficiency” in its “wind-down plan”. JPMorgan’s failure could “pose serious adverse effects to the financial stability of the United States.” 

Here’s a screenshot I took of the relevant paragraph in page 11 of the letter:

Federal Reserve letter to JPMorgan

And yet, none of this is being reported by the mainstream media. Writing for the blog Wall Street On Parade: A Citizen Guide to Wall Street, Pam and Russ Martens point out:

A rational observer of Wall Street’s serial hubris might have expected some key segments of this letter to make it into the business press. A mere eight years ago the United States experienced a complete meltdown of its financial system, leading to the worst economic collapse since the Great Depression. President Obama and regulators have been assuring us over these intervening eight years that things are under control as a result of the Dodd-Frank financial reform legislation. But according to the letter the Fed and FDIC issued on April 12 to JPMorgan Chase, the country’s largest bank with over $2 trillion in assets and $51 trillion in notional amounts of derivatives, things are decidedly not under control. […]

The Federal regulators didn’t say JPMorgan could pose a threat to its shareholders or Wall Street or the markets. It said the potential threat was to “the financial stability of the United States.”

[…] How could one bank, even one as big and global as JPMorgan Chase, bring down the whole financial stability of the United States? Because, as the U.S. Treasury’s Office of Financial Research (OFR) has explained […], five big banks in the U.S. have high contagion risk to each other. Which bank poses the highest contagion risk? JPMorgan Chase.

As explained by a study by the U.S. Treasury’s Office of Financial Research (OFR):

“…the default of a bank with a higher connectivity index would have a greater impact on the rest of the banking system because its shortfall would spill over onto other financial institutions, creating a cascade that could lead to further defaults. High leverage, measured as the ratio of total assets to Tier 1 capital, tends to be associated with high financial connectivity and many of the largest institutions are high on both dimensions…The larger the bank, the greater the potential spillover if it defaults; the higher its leverage, the more prone it is to default under stress; and the greater its connectivity index, the greater is the share of the default that cascades onto the banking system. The product of these three factors provides an overall measure of the contagion risk that the bank poses for the financial system.”

Three of the five largest U.S. banks (JPMorgan Chase, Bank of America and Wells Fargo) have now had their wind-down plans rejected by the FDIC and the Federal Reserve. It is high time for America’s major newspapers and TV networks to do their job — accurately reporting on the scale of today’s banking problem.

Source: Fellowship of the minds




(US) FEMA Training Texas Police For Mass Arrests

Texas US – Reports have surfaced stating that Texas police are currently undergoing training, provided by FEMA officials, on how to best deal with civil unrest across the state.

Infowars.com reported that FEMA officials have been conducting extensive 3 day training programs for the Texas police force, comprising of 15 different departments. Core training and drills are being centred around dealing with mass civil unrest. The drills include baton training, riot control formations and making mass arrests.

We can see 3 reasons why a police force would prepare for such an event as ‘mass civil arrest’.

  1. Presidential elections: Rigged vote counts, costing Donald Trump the presidency.
  2. War: An attack on US soil, disrupting communications, food supplies and medication.
  3. Natural Disaster: An event that would cause mass panic and the need for someone in authority to be held accountable.

Or, all 3.

Speculation aside, this sounds an alarm that officials are preparing for something that may effect ‘the masses’ and cause unrest. We will have to wait and see.

Your thoughts and comments below.

Also read:

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EXTREME Weather ALERT- Houston, US

“If your home or apartment takes in water, DO NOT LEAVE. You are safer inside your home. Straying into deep or fast moving flood waters means certain death.”

Heavy rain inundated the Houston area with as much as 10 inches of rainfall in just six hours and triggered flash flooding early Monday.

Jeff Lindner, a meteorologist with the Harris County Flood Control District, said that
 “significant widespread flooding” was reported northwest of Houston.
He added that a total of between 12 and 16 inches of rainfall was expected in the area by daybreak. In a tweet, he warned of a “life-threatening situation” due to flash flooding developing in northwest Harris County.
“Stay where you are,” Lindner added.
Authorities confirmed early Monday that 5-10 inches of rainfall dropped in six hours in Harris County and neighboring Waller County. Rosie Torres, a spokeswoman for the Harris County Office of Homeland Security and Emergency Management, said high water rescues had occurred but the number was not immediately clear.
“The situation is pretty serious,” Torres added.
Houston storm
Torres’ agency advised residents to “stay home and off the roads.” In a statement, it added:
“If your home or apartment takes in water, DO NOT LEAVE. You are safer inside your home. Straying into deep or fast moving flood waters means certain death.”
Michael Walter, a spokesman for the Houston Office of Emergency Management, said early Monday that “tremendous rainfall” had been reported over western parts of the city. Videos and images posted online showed cars stranded in flooding and hail in Houston.
Houston storm 2
The Weather Channel warned that “heavy rain and thunderstorms remain a threat from eastern Texas northward to the Dakotas,” adding that “scattered severe thunderstorms may develop in southern Texas through Monday night” with “damaging wind gusts, hail and isolated tornadoes” all being possible. Source: RSOE


The Telegraph UK has reported that the archways to the temple of BAAL will no longer be erected in New York City or Trafalgar Square, London. Reasons for the change of heart in erecting these controversial arches is unknown.

365REALITY.net was one of the first media websites in the world to report on the subject. Since then, the the entire world began to question why there was a need to recreate these arches. Religious groups where outraged over the announcement – clearly being heard in the places that matter.

We never quite understood why someone would want to honour a ‘God’ who (based on ancient Sumerian text) required children as sacrifices. It is also strange that the original temple was allegedly ‘destroyed by ISIS’ – but the arch remained untouched and is still standing today.

The Arches to the temple of BAAL were to be recreated using the worlds largest 3-D printer, and was reported that these archers would be built in 1000 locations around the globe. All locations were said to be within major cities. The cost of the project has not been reported, but we can safely assume that it would not be a cheap job.

Let us hope that the next idea to recreate and honour an ancient ruin is more widely accepted and applauded, than this one.

As always, please share.



EXPOSED: PROOF that Apple VS FBI Unlocking iPhone Was A PR Stunt!

Only a few weeks ago, we were amazed to hear that “Apple has your back” when it comes to privacy and security. Refusing the FBI a “master key” to the iOS iPhone operating system was a monumental achievement and one that was celebrated worldwide.

It has been confirmed that this was all a huge PR stunt. Just today, RT News reported that British immigration officers have been granted the power to hack into the phones and computers of refugees and asylum seekers since 2013!!.[link to article]

Clearly, the authorities have been able to access the content stored on iPhone’s for over 3 years, based on this RT report. So, if the UK can do it, only a fool would assume that the FBI would break a sweat. An even bigger fool would suggest that refugee’s could not own iPhones.

Coincidentally – this was all going on just before the release of Apples new iPhone 5se

We will let you decide – coincidence or a priceless work of PR? Please leave your comments in the section below. We would really like to read your views.

A New ISIS Offensive Could Be Imminent And Coalition Forces Are Spread Dangerously Thin

Operations against the Islamic State have made some significant progress taking back swaths of territory, but with Iraqi troops spread thin, there persists legitimate concern that ISIS may once again go on the offensive. Iraqi Security Forces (ISF), backed by U.S. air and support units, have been able to take back key territory from ISIS in… Continue reading

5 REASONS – US Dubbed – “Nation of Sleepwalkers”

It would seem that the US is in real trouble. But you already know that. Our readers associate 365reality with revealing the truth – and so we are.

With the US leading most of the conflicts around the world (with help from its allies), domestic attention is oversea’s. Whilst all the violence across the world continues, the US is sleeping walking in too an oblivion of turmoil. The issues:

  1. Hilary Clinton –  How is she still in the presidential race is far beyond our reasoning. With the email scam and rape allegations placed on former president and husband Bill Clinton, surely she should be thrown out and impeached. Nothing “real” is being done – only suggestion’s and rumours. She is still walking the streets. Why?
  2. 9/11 – The so called investigation was a complete waste of time and resources. We think the whole world would agree that restricted access to material and limited funds does not scream “thorough” investigation. Pages from the report have been withheld from the public and still, no one is pushing the issue with congress. Why?
  3. George Bush & Tony Blair – War criminals making a fortune from their “honourable speeches” around the world. The illegal war in Iraq based on false information was a huge disaster and cost the lives of hundreds of thousands of innocent people. Again, why are they not in prison and why is it taking so long to prosecute them? The investigation has now been going on for 6 years!. Why?
  4. Islamophobia – Completely the wests doing. ISIS, created, trained and armed by the US – with more and more reports proving the connection between the two. Refugee’s have no choice but to run from war – and the west is complaining. STOP and think about it. No wonder many factions around the world do not trust the West. Almost everyday, the mainstream try and brainwash people in to thinking its all “Islam” fault. Islam or Muslim’s didn’t create terrorism – terrorism is a manufactured problem, that we knowingly created.
  5. Rigged US Polls – Donald Trump supporters have been continuously raising concerns of voting fraud. That in itself is a jail term for anyone rigging elections. Roger Stone, who has been making the US voters aware of this, is doing a great job. Lets hope Mr Stone is successful in providing sufficient proof that can be used to prosecute those fraudsters.

These are just a few of the reasons that the US is in huge trouble. Criminality is rife in high places and if we are not careful, we will miss our chance of providing a decent future for our children.



If you have not done so, please read Baal Worship & Child Sacrifice before you continue.

It is said, that April marks a significant date in the Pagan calendar – its the date Pagan’s used to worship their God BAAL. The pillar’s to the temple of BAAL will be recreated this month in Time’s Square (New York) and London’s Trafalgar Square. Is this a coincidence, or is by design? We will leave that up to you to decide…

365REALITY was one of the first websites in the world to cover the recreation of the “gates to BAAL”, and now the mainstream media have finally woken up to the fact that this is all a little strange…

Worship to BAAL included sexual orgies and sacrificing children as a human offering to BAAL.

WARNING – GRAPHIC CONTENT – Images of a Pagan celebration.

Screen Shot 2016-04-10 at 21.41.24Screen Shot 2016-04-10 at 21.44.34Screen Shot 2016-04-10 at 21.43.19Screen Shot 2016-04-10 at 21.42.58Screen Shot 2016-04-10 at 21.43.51Screen Shot 2016-04-10 at 21.40.52Screen Shot 2016-04-10 at 21.42.17Screen Shot 2016-04-10 at 21.41.44

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US MILITARY ON ‘HIGH RISK’ – Russia is still the No. 1 threat!

WASHINGTON — Army Chief of Staff Gen. Mark Milley sounded the alarm that the US Army is currently in a state of “high risk” when it comes to being ready enough to defend the nation and respond to a large conflict.

“On the ‘high military risk,’ to be clear, we have sufficient capacity and capability and readiness to fight counterinsurgency and counterterrorism,” Milley said at a Senate Armed Services Committee hearing Thursday. “My military risk refers specifically to what I see as emerging threats and potential for great power conflict and I am specifically talking about the time it takes to execute the task … and the cost in terms of casualties.”

Milley added he submitted a personal, classified assessment to the chairman of the Joint Chiefs of Staff and the defense secretary characterizing the military’s risk as high.

SASC Chairman John McCain, of Arizona, said declaring the military to be at high risk “is a strong statement” that he believed was generated from “long and hard” thinking.

The Army’s budget has shrunk in almost every aspect in recent years and the service is having to reduce its size to a total Army of 980,000 soldiers, which include all three components. Yet with the emerging and current threats in Europe, the Middle East and elsewhere, Army leaders believe the force should be as big as 1.2 million soldiers to meet the Pentagon strategy and guidance.

McCain quoted from the Army Capabilities Integration Center director Lt. Gen. H.R. McMaster’s testimony given earlier this week to paint a clear picture of what high risk to readiness looks like: “When we minimize our Army, we maximize the risk to our soldiers, the risk that in a crisis they will be forced to enter a fight too few in number and without the training and equipment they need to win.”

One piece of evidence that the military’s readiness is at high risk is the fact that only a third of the Army’s Brigade Combat Teams (BCTs) are ready to deploy and only a couple of those are ready to deploy immediately.

Milley explained that the pair of BCTs that are most ready could fight tonight and, in fact, one is forward-deployed now. “The others,” he said, “they are going to require something in terms of training to get them ready.”

McCain pointed out in his opening testimony that the Army is already stretched thin: There are 186,000 soldiers deployed in 140 locations around the globe.

And back home two-thirds of the Army’s BCTs “would require some amount of time to bring them up to satisfactory readiness to deploy in combat,” Milley said.

The “high risk” assessment for the Army does not take into account what might happen if sequestration is implemented again next year. That would mean lowering the active force from 450,000 troops to 420,000, which could spell disaster in terms of being able to respond to a major world crisis, according to Milley.

Another problem that puts troops at risk is the closing gap in the US military’s ability to outrange and outgun other major militaries’ weapons systems and capabilities.

The chief admitted he believes the US military is outranged by Russian ground-based, direct- or indirect-fire systems, tanks and artillery. “It’s close,” he said. “It’s not overly dramatic but it’s the combination of systems — we don’t like it, we don’t want it — but yes, technically outranged and outgunned.”

Russia is still the No. 1 threat to US national security, he noted.

What that means for national security is dependent on what the US strategy might be in Europe. “The fundamental task there is to deter, maintain cohesion of the alliance, assure our allies, and deter further Russian aggression. If we got into a conflict with Russia then I think it would place our soldiers’ lives at significant risk.”

What would help to decrease that risk is readiness, Milley stressed, properly training, equipping and manning units.

“We have a lot of ‘not availables’ in the force right now,” he said.

Source: [defencenews.com]


Baal Worship & Child Sacrifice

Updated: See – [BAAL Arches CANCELLED In NYC & London]

[BAAL] – The arches from the temple of BAAL are to be recreated in London’s Trafalgar Square and New Yorks Time Square. The temple of Baal (also known as BEL) was “supposedly” destroyed by ISIS, but the main Arch was left untouched and is to be recreated using the worlds largest 3D printer in April 2016. But the question remains – WHY?

It is said that BAAL (meaning LORD or GOD) was worshipped as the god of weather and agriculture. Children were given as human sacrifices and burnt in BAAL’s honour.

Now, why would NYC and London feel it “appropriate” to honour this kind of god by erecting its arch that stands at the temples entrance – in two of main financial cities in the world? Does anyone else think its weird and disgusting? Why would you even recognise such a God? Makes our stomachs churn!

The [BBC] wrote an article in December stating:

Alexy Karenowska, from the Institute of Digital Archaeology, which is behind the project, said she hoped it would help people understand how important it was to preserve cultural sites in war-torn countries such as Syria.

What is wrong with these people? Why not rebuild something that would promote (much needed) unity and peace. Im sure you guys could come up with something better than this.

What are your thoughts on this? Anyone else think that this feels wrong?


The Vatican has JUST announced that exorcism and demonic possession courses [NBC News Link] are about to begin at the Vatican itself! 200 students have already enrolled.