Tag Archives: truth

JP Morgan’s Bankruptcy plan threatens America’s financial stability

Financial observers have been sounding the alarm on the U.S. banking system. But a recent letter from the Federal Reserve to JPMorgan Chase, the largest U.S. bank, should impress on skeptics the gravity of the situation.

In an April 12, 2016 letter to JPMorgan Chase‘s CEO and chairman James Dimon, the Federal Reserve expressed its unhappiness over “a deficiency” in JPMorgan’s “wind-down plan”.

A bank’s “wind-down plan” is also called its living will. “Wind-down” is a euphemism for bankruptcy, “wind-down plan” thus refers to a bank’s plan in the event of bankruptcy.

The letter, which has passages blacked out or redacted, begins by saying that on July 1, 2015, the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation (FDIC) — henceforth referred to as “the Agencies” — received from JPMorgan Chase & Co. (JPMC) its “annual resolution plan” (2015 Plan).

In reviewing JPMC’s 2015 Plan, however, the Agencies determined that the bank’s plan “is not credible or would not facilitate an orderly resolution under the U.S. Bankruptcy Code.”

The Fed specifically identifies several deficiencies in JPMorgan’s bankruptcy plan, including the problem of liquidity. As the letter puts it:

“JPMC does not have appropriate models and processes for estimating and maintaining sufficient liquidity at, or readily available to, material entities, or for estimating its liquidity needs to fund its material entities during the resolution period…. JPMC’s liquidity profile is vulnerable to adverse actions by third parties.”

The term “material entities” refers to JPMC’s branches in the U.S. and abroad. Put in simple English, the Federal Reserve says it is skeptical about JPMC’s ability to have the capital or cash on hand to maintain its branches during the “bankruptcy resolution” period. That, in turn, means that JPMC simply does not have the cash to pay all its customers should they demand to withdraw their deposits.

It is bad enough that, in the judgment of the Federal Reserve, JPMorgan does not have the needed liquid capital to pay its depositers. Ominously, on page 11 of the letter, the Fed states there could be “systemic effects” if JPMorgan does not properly address the “deficiency” in its “wind-down plan”. JPMorgan’s failure could “pose serious adverse effects to the financial stability of the United States.” 

Here’s a screenshot I took of the relevant paragraph in page 11 of the letter:

Federal Reserve letter to JPMorgan

And yet, none of this is being reported by the mainstream media. Writing for the blog Wall Street On Parade: A Citizen Guide to Wall Street, Pam and Russ Martens point out:

A rational observer of Wall Street’s serial hubris might have expected some key segments of this letter to make it into the business press. A mere eight years ago the United States experienced a complete meltdown of its financial system, leading to the worst economic collapse since the Great Depression. President Obama and regulators have been assuring us over these intervening eight years that things are under control as a result of the Dodd-Frank financial reform legislation. But according to the letter the Fed and FDIC issued on April 12 to JPMorgan Chase, the country’s largest bank with over $2 trillion in assets and $51 trillion in notional amounts of derivatives, things are decidedly not under control. […]

The Federal regulators didn’t say JPMorgan could pose a threat to its shareholders or Wall Street or the markets. It said the potential threat was to “the financial stability of the United States.”

[…] How could one bank, even one as big and global as JPMorgan Chase, bring down the whole financial stability of the United States? Because, as the U.S. Treasury’s Office of Financial Research (OFR) has explained […], five big banks in the U.S. have high contagion risk to each other. Which bank poses the highest contagion risk? JPMorgan Chase.

As explained by a study by the U.S. Treasury’s Office of Financial Research (OFR):

“…the default of a bank with a higher connectivity index would have a greater impact on the rest of the banking system because its shortfall would spill over onto other financial institutions, creating a cascade that could lead to further defaults. High leverage, measured as the ratio of total assets to Tier 1 capital, tends to be associated with high financial connectivity and many of the largest institutions are high on both dimensions…The larger the bank, the greater the potential spillover if it defaults; the higher its leverage, the more prone it is to default under stress; and the greater its connectivity index, the greater is the share of the default that cascades onto the banking system. The product of these three factors provides an overall measure of the contagion risk that the bank poses for the financial system.”

Three of the five largest U.S. banks (JPMorgan Chase, Bank of America and Wells Fargo) have now had their wind-down plans rejected by the FDIC and the Federal Reserve. It is high time for America’s major newspapers and TV networks to do their job — accurately reporting on the scale of today’s banking problem.

Source: Fellowship of the minds




Recession Hits United Kingdom

BHS (British Home Store’s) in the UK has announced that they may need to close 52 ‘struggling’ stores in order to reduce costs.

BHS profits have been falling due to low consumer spending and may close between 40 – 52 stores UK wide. This will effect hundreds of jobs.

BHS was founded in Brixton, in 1928, and was previously a constituent of the FTSE 100 Index, but was bought by Sir Philip Green in 2000 and taken private. The company became part of Green’s Arcadia Group in 2009.

As the global economy sets to slow down, with some specialists predicting a complete collapse of the US dollar in the coming few months, fears grow that we may see similar moves conducted by other retail stores, worldwide!

SEE: Gerald Celente explains – Global markets and the imminent collapse of the US Dollar.

With so much misinformation from the main stream media, it is difficult to understand exactly what is happening to the global economy.



EXPOSED: PROOF that Apple VS FBI Unlocking iPhone Was A PR Stunt!

Only a few weeks ago, we were amazed to hear that “Apple has your back” when it comes to privacy and security. Refusing the FBI a “master key” to the iOS iPhone operating system was a monumental achievement and one that was celebrated worldwide.

It has been confirmed that this was all a huge PR stunt. Just today, RT News reported that British immigration officers have been granted the power to hack into the phones and computers of refugees and asylum seekers since 2013!!.[link to article]

Clearly, the authorities have been able to access the content stored on iPhone’s for over 3 years, based on this RT report. So, if the UK can do it, only a fool would assume that the FBI would break a sweat. An even bigger fool would suggest that refugee’s could not own iPhones.

Coincidentally – this was all going on just before the release of Apples new iPhone 5se

We will let you decide – coincidence or a priceless work of PR? Please leave your comments in the section below. We would really like to read your views.

‘1 more nail in coffin of global-warming deception’

A new, exhaustive study on precipitation levels over more than 1,000 years shows the assumptions made by the United Nations and other climate-change activists are badly flawed, suggesting human activity may not be having the impact on global climate that so many insist it’s having.

The report from Stockholm University in Sweden examined Northern Hemisphere rainfall…

Social Engineering – The Rape Of Women

Disclaimer: Caution – This may shock some readers

With regret, what we are about to share with you in this report is considered contradictory with common belief. Those that are involved have gone to great lengths to achieve zero exposure and are still operating using extreme covert methods of concealment. If you feel that you are not ready for the information we are about to share, please STOP NOW… and enjoy the rest of your day….

Record levels of abortion’s have left some clinics without enough staff, and others crying out for more funding. In countries and states where abortion is illegal, “private family advisors” are unlawfully on the rise. Record numbers of court cases involving young girls and women, who have been raped by men are recorded – worldwide. A (unconfirmed) report suggests that girls, as young as 12 , have aborted babies.

Domestic violence has soared over the last 50 years, with worryingly high trends where women are the victims. Almost symmetrically,  violence toward men, by women, is also soaring at rates never seen before. The “age at conviction” of rapists is getting younger, and so are the female victims. This is contrary to public belief due to the very nature of the covert methods used to “manage” such information and situations.

Women’s lives are being ruined , every second, of every day and many are going unheard. The need for “silence” in some countries & cultures still exists and is feared to always remain as such. Social standing and family honour fears rule the minds of many victims. This in itself is confirmation of social delinquency and exploitation of the female gender.

Our research has led us to believe that one man, a Professor Wilhelm Wundt,  who is considered by many as the father of psychology, is to blame. Professor, Wilhelm Wundt, put together some ideas and practices of psychology that would, unbeknown to him, shape the world in a way he may never have imagined. Wundt believed that, much like an animal, Man could be persuaded to do just about anything, given the right type of stimulation and experience(s).

As such, Wundt’s methods and conclusions have had a dramatic effect on the world, most notably in education where his ideas on training and development have been taught through almost every academic institution, in one form or another, in the western world. Modern education no longer relies upon teaching children how to think critically and independently, it now concentrates its efforts on training children to behave and react in a prescribed manner.

Training human behaviour and the results are ever more apparent over time, simply through reward and punishment. Those that follow the prescribed path and ideals, as laid out by governments and high ranking think tanks, are successful in life, and those that go against the grain are ridiculed, alienated and often punished.  A “herd manipulation technique” was also researched and put out to the masses. This is one of the most sinister and concerning real life studies to be carried out. Mass manipulation is something that is evident today. The “Design, Manufacturing and Production” of events and the deliverance of them is called the main stream media.

Through the application of propaganda, drugs, popular culture, media, film studios, music labels and educational programs and lobbying, the Tavistock Institute has shaped society, our culture and the way we respond to politics, wars and changes in behaviour and practices; one of which has been to shape our society’s views on sexuality.

All that we consume in the media has been, in most accounts, designed with impeccable accuracy and delivered to the “masses” with almost military grade precision. The creation and destruction of the rich and famous is decided and engineered by a few.

Sexuality has been a considerable target – groups have sought to change our opinions on homosexuality and trans-genders with one arm, they have sought to turn man against woman with the other — most notably in the form of the ‘Women’s liberation movement’, which is a contradiction in terms since the movement has done more to degrade women than it has to liberate them. Then there are the “worshiped celebrities” that are moulding how we should think, feel and look at life. What our goals “should” be and how “success” is praised. What comes with success and money is almost rammed down our children’s throats everyday and then we blame them for turning up late to family funerals.

The media is always reminding us of the differences between men and women, almost building a phantom wall between the genders. Destroying the very natural fabric of the meaning ‘family’. The genders have never been so close to sheer hatred in history. Its no wonder depression has been rising over the last two decades across the board.

Nature has always promoted the union between man and women, which cannot be destroyed overnight. It takes years and many generations to reach maximum effectiveness of mind manipulation strategies. The successfulness is evident today, with women of all ages paying the price.

Family is no longer seen as a privilege, but more of a burden. Parents are no longer respected, but merely humoured.  Children are no longer a creation of joy, but a programmable object with many potential applications.

If you can relate to what we have disclosed, we would love to hear your views and opinions. Please consider sharing this – it may help someone out there make some sense out of this life….

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What REALLY Went On In Syria?

Many of us always wonder what really happens behind the smokescreen created by the mainstream media. Especially when the subject is war.

Who better to hear the real truth from than someone who was actually living amongst the war torn families. A very brave journalist who is respected all across the world returns from Syria with some horrifying news. The reporters name is Eva Bartlett and if you have 30 minutes – she reveals the real truth about Syria and what the mainstream media fail to report!

Video credits to The Richie Allen Show.

Its fair to say that we are all being told what we need to be told – and nothing more! Without real journalists like Eva – with her courage and selflessness – we would all be spun misleading accounts of events like the Syrian w@r.

Can we get some likes for Eva Bartlett? Click below!

What Is Infanticide? Ask Merrick Garland

The word Infanticide should send you running to the mens room to vomit. A damning set of articles were found connecting the new Obama appointed Supreme court judge Merrick Garland with Infanticide.

Mr Garland passed a law allowing mothers to ‘terminate’ their babies, AFTER they are born! So, you give birth to a new living, breathing baby and if you decide you don’t want it or things are getting too much for the mother, she has the right to terminate the new born child.

A report by http://www.mediaite.com said:

Even the most optimistic Republican has to shudder at the prospect of legalized infanticide, comprehensive gun confiscation, Sharia Law, and healthcare for all that an Obama court would obviously entail….

This is a guy that president Obama has appointed to be part of the biggest court service in the US! Are we missing something here? How can you have a supreme court judge that condones the killing of new born children?

Wikipedia’s page on Infanticide can be found [here]. We urge you to read it for yourselves and come to your own conclusions.

In 2004, the Guardian newspaper in the UK published an article titled ‘Inside a wardrobe that had been taped shut, wrapped in bin liners, were three dead babies‘[LINK]. In it and quoted from the article, a passage quote:

There are between 80 to 110 child homicides in the UK each year – around 10 in Scotland – and the majority of them involve infants under a year old. But infanticide, the killing of a newborn by its mother “by wilful act or omission while mentally unbalanced through childbirth”, is extremely rare, linked, usually, to a concealed pregnancy and unassisted delivery.

In 1994, Essex civil servant Caroline Beale was arrested at JFK airport in New York after she was found with her dead newborn baby strapped to her body. Beale had concealed her pregnancy, even from the friends with whom she was on holiday when she gave birth. After being charged with murder she spent eight months in Rikers Island prison until she pleaded guilty to manslaughter. She returned to Britain, where she received psychiatric help.

British courts do tend to look more leniently on these cases. In 1999, a 15-year-old girl stabbed her newborn baby to death after giving birth in secret at her family home in Sutton-in-Ashfield near Mansfield. The girl admitted killing the child while the balance of her mind was disturbed because she had not fully recovered from giving birth. Her plea of not guilty to murder was accepted.

Perhaps our views here on 365reality are old fashioned and not relevant in today’s ‘practical thinking’ world. But surely, terminating a child AFTER its born is classed as murder?.

Tell us your opinions below. And as always, thanks for reading.

YOU HAVE OUR COMPLETE PERMISSION to share and copy this article. 

Why Should We Question Everything ?

I am addressing all fellow humans. By addressing humanity, let there be no manmade boundaries of race, colour or religion. We praise the right of individuality and promote free thought. We should stray from labelling all things unknown as madness, crazy or alternatives that lead to the same shortsighted conclusion.

The term maturity is used as an expression of false ideology. You are neither mature or immature. In reality, labelling those with alternative views with such a term has scribbled a unique impression in the minds of many. The language will vary, the scribbles will vary but all are on a true course to one destination – B.C.O (Boundaries, Compliance  & Obedience).

The original thought born from the human brain should not be dismissed at any level. Creation is not limited to just one but many forms. Imprisoned are those whom do not allow the brain to be independent of B.C.O. Everything is created in duality not single forms.

With life, there is death. With man, there is women and with light, there is darkness. Duality is everywhere, camped all around us and yet we neglect the very thing that makes us human – our ability to think for ourselves, outside of B.C.O.

We must ensure individuality remains fundamental. The questions we have all have roots. The roots require attention . If neglected, confinement to socially approved confusion is ready to greet us with open arms. This in itself is the very foundations of B.C.O. – and now, the scribbles are no longer written with H1 pencils. They are written with permanent ink.

Accepting nothing and questioning everything has been diagnosed as a human malfunction. No longer is it accepted to speak, frown or call for reassurance on to those that are supposedly mature. Dismissive actions are highly favourable when the closet door is left open. No one wants their dirty clothes on display.

Society functions with B.C.O in place. The argument for the need of B.C.O is one of many controversial topics raised by humans. When B.C.O in-prisons your mind, your abilities are limited. Reality has a new meaning now. It makes no sense, but the fear of questioning it is profound.

Information is being wasted – through acceptance. Thus the end of the human brain. Accepting and believing is a constant dual. Its time to allow yourself to question everything and accept nothing. Only then can we really believe in anything.

Parents, teachers, religious figures can [and will] only teach you what they have learnt from someone else. With questioning everything, the yearning to know arises. This will lead you to actually thinking for yourself. Congratulations – you have just become a real human and broken from B.C.O.

Thank you for reading.

Views On Donald Trump – By A 14 Year Old

The beauty with children is that they have the ability to speak without prejudice – and purely base there views on reality. This is a special chance to air the views and opinions of a 14 year old student who has a fascination with politics.

Closely following the Trump campaign, we asked some general questions about Mr Trump to see what an uncontaminated mind makes of the world and Donald Trump. A mind that still posses the ability to see things as they are.

Q – How much do you know about Mr Trump?

“- He is very rich. He has lots of businesses around the world and is very successful. He has funny hair and is funny to watch on TV.”

Q – What do you think about his controversial comments on immigration? 

– Well, what he has said is not 100% right but not 100% wrong either. At the end of the day, he feels the current “way of doing things” isn’t working, so he wants to change it. I think he is right – checking to make sure that people are not criminals before allowing them in to a country is a good thing. All countries should be doing it. “

Q – Do you think Donald Trump is right in proposing a ban on all muslims entering America until he can fix the security problem?

” – I think Mr Trump was wrong to say that. People were hurt when he said that. My friends were really sad. But one of my friends said “my dad said – if you need to protect many – sometimes you have to upset a few”. I guess he has a point. We keep danger from hurting us”.

Q – Do you think Mr Trump will make a good President?

” – Yes, as long as he keeps calm and doesn’t lose his temper. He has some good idea’s and he seems honest about what he promises. We will see. Im hoping he will fix things in America. Its not nice to hear about whats happening over there. People my age must be really scared in America. Mr Trump is a clever guy. He knows things about the world.”

Q – If you could write to Mr Trump to make a request – what would that request be?

” – Errm – I would ask Mr Trump to send back my Uncle from war (currently serving in the military). I miss him. I don’t understand why he is fighting in someone else’s country. No wait – I would ask him to stop all the fighting and to send all the army people home. Thats what I would ask him.”

Q – Do you think Mr Trump will win and become president?

” – Yes – he is doing very well. I think so.”

Well, there you have it. Please refrain from making any rude or offensive comments. Remember, a 14 year old does not have the political correctness we have – and its not fair to expect it.

If you liked this article – please give us a thumbs up – and share it with your friends.

We would like to thank all the individuals involved in making this come true. We truly appreciate it.